Insurance Coverage:

Question:What should I do if my Ontario insurance company is denying or delaying my claim?

Answer:If your Ontario insurer wrongfully denies, undervalues, or delays a claim in bad faith, VP Legal Services & Notary can help by reviewing your policy and claim file, advising on next steps, and supporting you with paralegal representation for fair handling of your dispute.  This can include preparing and organizing evidence, assisting with Proof of Loss and sworn declarations via commissioner of oaths, and evaluating settlement release documents before you sign.  If your insurer or broker increased deductibles or premiums unfairly, failed in coverage arrangements, or mishandled the claim process, acting early can reduce delays and protect your rights, so call (437) 286-1499 to discuss your situation today.

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Troubled Insurance Relations

A legal fight against an insurance company requires special knowledge to help balance the playing field whereas an insurance company will have a large complement of personnel with understanding of the insurance guidelines, laws, regulations, and rules, in addition to the legal process and almost endlessly deep pockets.  These strengths create a David v. Goliath type situation just when the insured person needs help the most; and accordingly, the assistance of professional legal representation helps to ensure that the little guy, being the insured, gets a fair fight against the insurer within the insurance claim process.

Note: Please contact VP Legal Services & Notary by phone at: (437) 286-1499 to discuss any specific questions that you may have.

Your Situation May Need Professional Assistance If:

• Your insurance company is declining your claim;
• Your insurance company is offering to pay too little for your claim;
• Your insurance company delayed your claim in bad faith;
• Your insurance broker failed to fully review your coverage needs;
• Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
• Your coverage terms such as premiums or deductibles unjustly changed.

Common Issues Include:

Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.

Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.